Customized insurance solutions designed to protect your business, your employees, and everything you’ve worked hard to build.
Your Business Faces Unique Risks Every Day
Your business represents years of hard work and dedication, and the right insurance can help protect it from unexpected risks. Small business insurance provides financial protection for your company, employees, property, and operations, helping you recover from accidents, property damage, liability claims, and other unforeseen occurrences.
Whether you own a retail store, restaurant, office, or service-based business, the right policy helps protect your investment and supports your long-term success.
At The Naurath Agency we take the time to understand your business and recommend coverage that fits your industry, budget, and goals. We’re committed to providing
reliable protection and personalized service, so you can focus on running your business with confidence.
Who We Insure
Retail Businesses
Retail stores, boutiques, specialty shops, and other customer-facing businesses.
Restaurants & Food Service
Restaurants, cafés, bakeries, delis, and other food service establishments.
Professional Offices
Medical offices, law firms, accounting firms, and other professional service providers.
Service-Based Businesses
Salons, repair shops, consultants, and a wide variety of service-oriented businesses.
Every business has unique risks. We’ll help you find coverage that’s built around the way you operate.
Coverage Built for the Way You Do Business
Protect Your Business and Property
Business Owner’s Policies (BOP)
Combines several essential business coverages into one convenient policy designed for many small businesses.
Property Insurance
Helps protect your building, equipment, inventory, furniture, and other covered business property.
Business Income
Can help replace lost income and ongoing expenses if a covered event temporarily interrupts your business.
Protect Against Liability Risks
General Liability Coverage
Helps protect your business against claims involving bodily injury, property damage, and other covered liability exposures.
Professional Liability Coverage
Provides protection for certain claims involving professional services, advice, or errors and omissions.
Umbrella/Excess Coverage
Provides additional liability protection above the limits of certain underlying insurance policies.
Employment Practices Liability Insurance
Helps protect against certain employment-related claims, including discrimination, harassment, or wrongful termination.
Cyber Liability
Helps protect your business from data breaches, cyberattacks, ransomware, and other digital threats.
Protect Your Vehicles and Employees
Commercial Auto Coverage
Provides coverage for vehicles owned and operated as part of your business.
Workers’ Compensation
Provides benefits for employees who are injured or become ill while performing work-related duties.
Protect the Business You’ve Worked Hard to Build
Insurance Made Personal
We Listen First
Every business has different risks. We begin by learning about yours.
We Recommend, Not Just Quote
We’ll explain your options in plain language and help you choose coverage that’s right for your business.
We Stay With You
Need a certificate? Adding a new truck? Filing a claim? You’ll have a local agency that knows your business, not a call center that knows your policy number.